How much does Ellevest charge?

Ellevest money membership

Historically, the finance industry has made pricing difficult for consumers to understand. We’ve made pricing easy to understand.

Ellevest has three levels of membership — you pick the one that fits your life best, and you can change anytime. The Ellevest Essential membership costs $1 a month, Ellevest Plus is $5 a month, and Ellevest Executive is $9 a month.

We don’t charge a separate advisory fee (bps) on your assets. Fees for your advisory services, execution, custody and banking services* (your Ellevest Save and Spend accounts) are included in your membership fee. 

For the Ellevest Spend & Save accounts, there are no overdraft fees, no account fees, and ATM fees are reimbursed when using your card in the US.** If you make a purchase with your debit card outside the US, any international transaction fees will be charged to your account. If you use an ATM outside of the US, an International ATM withdrawal fee of $5 will be applied.

The Ellevest membership fees do not include the underlying fees charged by the funds in your account. These fees are built into the purchase price of each security, and do not appear as a separate fee transaction on your statement. For Ellevest core (non-Impact) portfolios, the ETF fund fees can range from 0.05% to 0.10% per year, and for Ellevest Impact Portfolios, these ETF and mutual fund fees can range from 0.13% to 0.19% per year.

*This range includes blended expense ratios for members’ overall portfolios, not individual fund expense ratios.

There may be other small costs associated with your Ellevest account. To read about these in more detail, please see this FAQ page.

*Banking products and services are provided by Coastal Community Bank, Member FDIC

**Domestic ATM Transaction fees will be reimbursed if a payroll direct deposit has been received within the prior 30 days of the ATM transaction settlement. International ATM withdrawal fee of $5 will apply.