Any adult U.S. citizen (or U.S. Resident Foreign Nationals) with a permanent U.S. address (not a P.O. Box), a U.S. Social Security Number and a checking or savings account with a U.S. bank. In most states, people 18 years and older are considered adults. In AL and NE, the minimum legal age is 19; in Puerto Rico, the minimum legal age is 21.
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